Bills of Exchange


Bill of Exchange, can be understood as a written negotiable instrument, that carries an unconditional order to pay a specified sum of money to a designated person or the holder of the instrument, as directed in the instrument by the maker. The bill of exchange is either payable on demand, or after a specified term.

Parties to Bill of Exchange

1.       Drawer: The person who makes the bill, or who gives the order to pay a certain sum of money, is the drawer of the instrument.
2.       Drawee: The person who accepts the bill of exchange, or who is directed to pay a certain sum, is called drawee.
3.       Payee: The person receiving payment is called the payee, who can be a designated person or the drawer himself.

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